Peace of mind through financial confidence

AFS Insights: Business Services

Covid-19 Support Programs for Businesses

March 19, 2020 If you are like most of us, it’s a bit challenging to figure out what the Government is offering and how it applies to you and your business specifically. There is still much more information to come from the Government to assist with understanding how these programs will work and the timing… Read more »

Building (and Retaining) a Great Team

March 6th, 2020 is a special day. It’s Employee Appreciation Day. Does your business have a great team? As the article below points out, it’s hard to attract and retain top talent. So why is it so challenging? What’s the solution? Well, at our firm, we have learned it’s all about the people. Having clear… Read more »

CAMH releases workplace mental-health guide

Increasingly in conversations with our business clients, the topic of employee mental health is coming up.  Employers are mindful of the pressures on employees and the need to have a healthy work/life balance.  The Centre for Addiction and Mental Health (CAMH) recently came out with “The Workplace Mental Health Playbook For Business Leaders”. Businesses are experiencing… Read more »

Majority of Canadians Want Financial Education in the Workplace: Survey

Financial wellness impacts engagement and productivity.  Organizations are at their best when their employees are at their best.  Does your health and wellness program include financial education? A survey by the Canadian Payroll Association identifies the impact of financial stress on employees in the workplace. Majority of Canadians Want Financial Education in the Workplace: Survey… Read more »

CRA clarifies TOSI’s gross business income test

For a number of our incorporated clients, the new CRA Tax On Split Income (TOSI) rules are confusing.  These rules relate to splitting income and the resulting tax rates.  CRA has recently provided some examples to assist with interpretation.  Explore the following article to learn more… CRA clarifies TOSI’s gross business income test Investment Executive, Michelle Schriver |… Read more »

The Importance Of Disability Income Protection

The income we earn is a cornerstone for our personal financial well being. Our earnings go to lifestyle expenses such as family, rent/ mortgage, food, gas, etc. If, due to an accident or sickness, one of your employees was unable to work how would they manage? Access short-term savings? Borrow from family or friends? As… Read more »

Mental Health In The Workplace

In our fast paced work environment, for many of us it increasingly feels like we can get overwhelmed from time to time. Resilience and coping skills are essential for work/life balance. We all need to learn how to take it “one day at a time” and to put things in perspective and pay attention to… Read more »

Recent Changes In Employment Law

Many of our business clients find they spend a substantial amount of time managing the Human Resources side of their enterprise. Across Canada, there have been a number of changes to employment law recently. The following article is a very interesting overview of some of these changes in various Provinces and what employers need to… Read more »

Will BC Workplaces Go To Pot?

This article has been provided by Cissy Pau, Clear HR Consulting Practical Tips for BC Employers Now That Marijuana Is Legalized in Canada As of October 17, 2018, marijuana is now legalized in Canada. Whether you support this move or are strictly anti-cannabis, it’s now time for you, as an employer, to make sure your… Read more »