Peace of mind through financial confidence

AFS Insights: Business Services

Blockchain

I watch TED talks daily to increase my awareness of what is taking place in technology, education and design fields around the world. I find TED lectures and presentations broaden my perspective and keep me open to new ideas, whether I agree with them or not.  It also provides a break from the financial services focus… Read more »

Upcoming Insurance Changes

As of January 1, 2017, changes will be made to the Insurance Act that will impact insurance benefits. New mortality tables and new rules are being adopted in the insurance industry which reflect the fact that people are living longer and their insurance policies will pay out at an older age. Any insurance policies issued… Read more »

Health and Wellness is the Key to Growth

Over the past 20 years employee health and wellness has been on the decline (read more about this concerning trend here).  Encouraging your employees to engage in a healthy lifestyle will not only make them more productive on the job, it can also help reduce the costs of your Employee Benefits Program. To help your… Read more »

Maximize Idle Cash in Your Company

Many of our clients are holding fairly high cash cushions in their business. This enables them to respond to the unexpected – whether it’s a drop in sales or an acquisition opportunity.  In today’s low interest rate environment, the challenge is getting much of a yield on your short-term cash. Perhaps a bigger challenge is… Read more »

Why Offer Employee Benefits?

For a business to be successful, you need great PEOPLE.  We continue to hear employees are a business’ most valuable asset; therefore, it’s important to protect your employees.  For many employers, the need to retain key talent and attract new employees would be difficult (and sometimes impossible) without a comprehensive employee benefits program. When employers… Read more »