NEI your Portfolio and the Planet
With a growing global population the world will need 50% more food, 30% more fresh water and 50% more energy by 2030*. We are frequently facing questions of how to include companies in our client portfolios that are innovating to meet these global needs. One of our partners is NEI Investments and the Environmental Leaders… Read more »
Recent Market Volatility
After a period of relative calm in the markets, recently the increase in volatility in the stock market has resulted in renewed anxiety for many investors.
How to Help Your Kids Achieve Financial Independence
“Give a man a fish, and you feed him for a day. Teach a man to fish, and you feed him for a lifetime.” – Chinese proverb The same principle applies with your kids and money. By teaching your kids how to manage their money, you’re preparing them to be self-sufficient when it comes to… Read more »
Charitable Giving Series: Part 3
Michael and Linda, 61 and 57, are empty nesters approaching retirement. Michael is a successful entrepreneur who will be finalizing the sale of his business later this year for cash. Linda is a VP at a company she has worked at for 20 years, since its startup days, and she owns shares in the company… Read more »
Charitable Giving Series: Part 2
To continue our three-part series on charitable giving, this week we’re going to explore ways you can include your family in your philanthropy. Sharing and passing on the family value of generosity can be done when it’s intentional, part of the plan, and involves everyone. To begin, take the time to discuss what matters to… Read more »
Charitable Giving Series: Part 1
At Arbutus Financial, we are proud to have such generous and charitable clients. We are committed to helping you and your family determine the most effective ways to give. Taking the time to make a charitable giving plan is a proactive approach that can pay off for both you and the charities you support. Some… Read more »
Giving from the Heart, Using Your Head
Over the next few weeks, we’re going to be sharing a three-part series on charitable giving. We want to help you give to the charities that are closest to your heart and that matter most to you and your family. Being intentional and thoughtful about your philanthropic vision can amplify the effects your giving has… Read more »
Planning for Incapacity
Incapacity. For many people, it’s not something they want to discuss, never mind prepare for. Some people trust in their families or the government to look after them while others are simply confident it will never happen to them. In the end though, there is only one person responsible for making your wishes known: You…. Read more »
The Clawback Conundrum
Most people’s retirement income includes government benefits that can be clawed back or forfeited altogether if their reported income is too high. There are several ways you can reduce your reported income to maximize benefits in retirement. To learn more about this important planning area, check out this article: The Clawback Conundrum If you’d like to… Read more »
The Benefits of Budgeting
Let’s capture the momentum of the New Year and improve our knowledge of our personal finances. This will provide greater peace of mind, and clarity around steps you need to take to get things back on track. Some people just naturally live within their means, without paying much attention to the relationship between how much they… Read more »