Financial Literacy Month – November 2019
November is Financial Literacy Month in Canada and the theme for this year is “Take Charge of your Finances”. The topics highlighted this month are Start with a Budget, Set Financial Goals, Be a Smart Financial Consumer and Borrow Money Wisely. Each of these important topics will help set you up for financial success and… Read more »
2019 Canadian Debt Survey
Debt – it used to be a nasty word. Today it is certainly more commonplace. In fact, we Canadians have been embracing debt. Refinancing our homes, lines of credit, car loans, credit cards etc. etc. At Arbutus Financial, we believe debt, when used wisely, can be very useful in one’s financial plan. However, it can… Read more »
After Graduation Planning
At Arbutus Financial we are proud of the support we have provided to many families in helping our client’s children and grandchildren save and attend post-secondary education. What happens after graduation and how to establish good money habits is the focus of the video below. We have also included a link for a useful budgeting… Read more »
Tax Planning For U.S. Citizens Living In Canada
A number of our clients carry U.S. citizenship and live in Canada. This results in greater complexity regarding both U.S. and Canadian tax planning. They are very aware of the growing complexity (and likely their growing frustration also). Read on to learn about five common traps for U.S. citizens living in Canada… U.S. citizens living… Read more »
Make a Will Week
It was Make a Will week in British Columbia April 7th-13th and at Arbutus Financial we want to encourage and support you in doing so. This is a very important aspect of planning and managing your financial affairs. Click on the following link to learn more about Will planning. There are some great resources listed… Read more »
BC Budget At A Glance
Recently, the BC government announced their latest budget. The following is a good overview of the key areas that impact our fellow British Columbians. We welcome any feedback and discussion on how the budget will affect your family. (For our clients outside of British Columbia, we appreciate your indulgence on this topic) __________________________________________________________________________________ Budget at… Read more »
Know These Essential Rules for How Long Canadian Snowbirds Can Stay in the U.S.
By David Altro , B.A., J.D., D.D.N., F.Pl., TEP Feb 12, 2018 David is a Florida Attorney & Canadian Legal Advisor focusing on cross border tax, estate planning and real estate for high net-worth individuals. He is the managing partner of Altro LLP, which he founded in 1988 and has offices in Canada and the US…. Read more »
Canada Pension Plan Enhancement
Starting in 2019, the Canada Pension Plan (CPP) will be gradually enhanced. This means you will receive higher benefits in exchange for making higher contributions. The CPP enhancement will only affect you if, as of 2019, you work and make contributions to the CPP. Please click here to read more. If you’d like to discuss this topic… Read more »
NEI your Portfolio and the Planet
With a growing global population the world will need 50% more food, 30% more fresh water and 50% more energy by 2030*. We are frequently facing questions of how to include companies in our client portfolios that are innovating to meet these global needs. One of our partners is NEI Investments and the Environmental Leaders… Read more »
Recent Market Volatility
After a period of relative calm in the markets, recently the increase in volatility in the stock market has resulted in renewed anxiety for many investors.